Hassle

Question: Is getting a credit card worth the hassle to help with unforeseen expenses? I am a grad student and I work. I am having to pay my tuition out of pocket. There have been some surprise expenses(new tires,increased tuition ect) lately and I applied for a small loan through my credit union and was turned down for 3 late payments on my vehicle. Is getting a credit card worth the hassle to help with paying for stuff?

Answer: If you don't got a credit card already, you may wanna get one right away. At least one. You always need back up, especially as you say for those new tires, car repairs and so on. Try Bank of America, they are pretty generous on the credit lines. But if you had 3 missed payment on your vehicle, that might have spoiled your credit for a while. In this case you might wanna try this link for low-credit cards: http://www.cardratings.com/poorinfohome.html And this one, http://www.indexcreditcards.com/unsecuredcreditcards.html Good luck, and I suggest you get at least one credit card, just in case you know. I know what it's like to pay for tuition and stuff out of pocket ... been there before! Credit always helps when you treat it right.

Question: How much of a hassle is it to cancel a credit card? I have a few credit cards that I want to cancel. Target, American Eagle, Mastercard, Macy's. I still have numerous store cards that I use and 2 credit cards that I use. My question is first, will cancelling all of these cards hurt my credit report?? And second, just how much hassle is there on the phone when you call to cancel? I don't want to spend an hour on the phone with these companies just to cancel.

Answer: Don't be too quick to close accounts. My wife closed a bunch of credit cards right before we got married in December and it has hurt her credit quite a bit. It's better to keep them open without putting a balance on them.

Question: What's the cheapest and most hassle-free way to have my dog taken care of while I'm on vacation? I'm going on a trip in two weeks and will be gone for two weeks. I could ask one of my relatives, but they're 3 hours away and don't really want to drive there if I can avoid it. I might try asking co-workers, but I don't want to hassle people. I really don't want to use a boarding or kennel service, especially since we'll be gone for so long, and they'll end up charging an arm and a leg. Any good ideas? P.S. We're flying over to Spain, so taking the dog with us is not an option. Does anyone know of any cheap boarding services in New Jersey (Monmouth area).

Answer: Call around to different Vets that do boarding. I've boarded my dog in Texas and Oklahoma. The cost was $9-$13 dollars an day and some give a discount if you bring your own food for the dog. I also request my dog be kept in a dog run because she is an active dog. Having her kenneled assures me she is being well taken care of by experienced care takers and her vet. My dog loves it.. She gets to see and bark with other dogs. They also bath and groom her before we pick her up.(for a charge).

Question: Is it a hassle getting a older car or should I get a new one? I want to get a 66 Mustang but is it a hassle to find all the parts. And if breaks down can I bring it to any auto shop? ( will they not have the proper parts to fix it) Should I just buy a new one?

Answer: Well if you can find an example with a solid drive train that is a good start, however you should have basic mechanical abilities, know how to do tune up's, adjust the carb, throttle linkage etc. Parts are readily available, thanks to suppliers, eBay and internet owners forums. Do not expect it to be quiet, rattle free, leak free etc as a modern car, NVH on even a brand new civic is far superior to that of cadillac, lincoln or mercedes of 30 years or more ago. Cars have become much more refined over the years. A new Mustang GT is Quieter, faster, stops faster with more stability, is more reliable than a 66. But if a car is just something more an object you drive the 66 is a fun car, if you want a bland boring car with no personality but the durability of a Maytag buy a Honda or Toyota. With the 66 what you will be rewarded with is a car that will increase in value, not a new car that will decrease.

Question: What Should I Do For My 18th Birthday Without Causing A Hassle? I need help. I don't know what to do for my 18th Birthday coming up this Thursday. Most of my friends don't get along with each other so i cant really have a party without a worry or hassle! I want to see my Boyfriend but its a long distant relationship and I don't want to make a hassle of that either! Was thinking of having a family dinner but 2 of my family members are unable to attend and it would be weird without them. I feel torn between family, friends and boyfriend. Help?

Answer: Make the best out of it. Who says that your Birthday Celebration needs to be 1 occasion & on your actual Birthday! Have 3 separate celebrations! I love dragging my Birthdays out....I get more Love & Attention. Plus I get to see everyone I care for. Have fun & Happy Party Planning.

Question: Anybody using a clothes line-is it worth the hassle? I am considering buying an umbrella style clothes line, for about $50. I figure it will pay for itself in about 3-5 months, given how much propane is costing. Is it worth the hassle?

Answer: We have a dryer but my girlfriend hangs them outside when possibly..she says the air drying outside makes the clothes a little softer and fresher..besides saving on utilities..However she had tried one of the umbrella clotheslines and didn't like them the air don't flow through them and they really dont last long before they start deteriating and slumping..You can get 2 bags of sackrete at home depot..and buy some wire and 4x4's and make a good stout one for about the same cost..if you have a friend/boyfriend/or husband that will put them in for you

Question: Is there somewhere better and safer for an American to live than the United States, without too much hassle? We aren't allowed to live in Canada without much Hassle. They make it nearly impossible to gain citizenship. I hear Sweden will let Americans move there, but I haven't been and wander is there somewhere better, where people are kinder, and the land is cleaner?

Answer: Try the US VI, other Caribbean islands and Mexico and south and central America.

Question: Do you know what bank will give out personal loans without a hassle? Do you know what bank will give out personal loans without a hassle? My ex is in the process of loosing the house, but the good thing is that the bank is offering it to me for $15,000. I am a single parent struggling with my kids and need a home. I think this will work for us. The problem is that i can't find any bank that does loans for this amount. Either the loan is to small or they require to have a CD account. Please help!

Answer: If your income is fair and you have fair credit, you can get what you need given your current circumstances borrowing from the right source. Visit: WPLenders.com for some great options. Good Luck.

Question: what is THE Abesolute best most hassle free Dvd to ipod converter? ive tried a few and they dont work. i dont want to hassle with files and folders.

Answer: VIDEORA!!!!!!!!!!!!!!!!!! GOOGLE IT it is awesome, also puts youtube videos to ipod ok i deserve best answer.....

Question: Is using cloth diapers a big hassle or not? I'm pregnant with identical triplets conceived naturally. I know cloth diapers are a lot cheaper but don't know how hard it would be or if it would be less of a hassle to just use disposable diapers. Do you recommend cloth diapers or not? pumpkinsmommy, show me what questions I've asked that are so contradictory.

Answer: Honestly, in your situation no. I only have one child and won't use them.... I know they are better for the environment and all but I stick to the disposables =) EDIT: I meant to say n your situation that I wouldn't recommend them.

Question: Is Studying Aboard in Australia worth the hassle? I am planning on attending medical school and i was wondering if it is worth it to study out of the USA. I would love to study in Australia but is it worth all the hassle, money, and would i still receive the same degree which would be just as respectable back in the USA or around the world?

Answer: The rest of it I'll leave to you, but Australian universities rank among the world's best. The qualification will be internationally respected. A high percentage of students here are foreign nationals, looking for a better education than they can get in their own country.

Question: Which parts of the country are women allowed to obtain driver's liscenses without hassle? I would like to obtain one but would like to know which states allow women to drive and can get a license without a big hassle and lawyers. I do not want to wait 10 years and cannot afford a lawyer. Thanks.

Answer: why would you need a lawyer to get a drivers license in the US? If it's your first one walk in take a written test, take a driving, quick eye check...pay a fee and they give you a license. And every DMV has "hassle" to long of lines!

Question: is there a hassle free way to get music from more than one computer's itunes onto an ipod? I have an at home desktop computer, and a laptop for school. I have itunes music on both computers and recently bought an ipod. Apparently the ipod can only sync music from itunes from ONE computer. I've tried making CD's from the other computer but it wastes time [I had SO many songs to transfer] and blank CD's. Is there another way to transfer the music to my new ipod without such a hassle?

Answer: When you plug in the iPod there is an option on iTunes saying: Do you want iTunes to sync your music automatically. This is already ticked so untick it and then you can add files to your iPod like it is a playlist. x Good Luck

Question: Is getting guardianship of a sixteen year old worth the hassle? I'm not legally allowed to return to my parents because of their decisions. My mom is suffering from depression and my dad is suffering from alcoholism. He's usually verbally abusive, but lately it's been physical too. My aunt and uncle are thinking about getting legal custody of me. Is it worth the trouble for them? At this point, I feel like they should just throw me into foster care for the next two years and be done with me. I only have two years left until I can live by myself anyway. Would it honestly be worth the money and the hassle to become a legal guardian?

Answer: I really don't think she's complaining. She's worried about being a burden on her aunt and uncle. As someone who has been in the system I'd say stay out of it. Let your aunt and uncle get custody. If someone in your family cares enough to try and get custody I'd go for it.

Question: What is the quickest, most hassle-free way remove all the strings of a piano? As part of an experiment, I'm looking to remove all the strings of an upright piano to see what sounds I get with the hammers moving but striking at nothing. Does anyone what is the quickest and most hassle-free way of doing it? Save from getting a pair of wire-cutters and snapping every single string. I am not looking to re-string the piano when I'm done.

Answer: Well, the wire cutters would be a bad and dangerous idea anyway if you don't loosen the strings first. I think the last guys idea about a reversible electric drill with the right size socket and making sure you turn them counterclockwise to detune the strings would be the best way. I could save you time and just tell you you won't get a sound other than a faint clicking of the mechanical piano parts without the strings though. You do have some interesting ideas though don't you!

Question: Whatever happened to Circuit City's No Hassle return policy? Circuit City used to boast about their "No Hassle" return policy. Whatever happened to it?

Answer: I think they got upset when I returned my 3 year old Dell computer for a full refund, then bought a new up to date one for half as much.